The defence of clients’ interests in cases of insolvency, which have unfortunately become increasingly common in recent years, means providing preventive legal and financial advice in the first place, to ensure adequate handling of pre-insolvency situations in order to stave off actual bankruptcy. It also demands a detailed knowledge of the latest legislative and judicial developments, which are in constant flux, and great tact to defend a client’s legal interests, whether debtor or creditor, in what is always a delicate business situation and often a personal crisis, while finely honed negotiating skills are essential to secure the best outcomes in debt restructuring and refinancing processes.